Debt consolidating finance non home owner

29-Nov-2019 13:58

Federal law dictates how and when a debt collector may contact you: not before 8 a.m., after 9 p.m., or while you’re at work if the collector knows that your employer doesn’t approve of the calls.Collectors may not harass you, lie, or use unfair practices when they try to collect a debt.Some lenders may reduce or suspend your payments for a short time.When you resume regular payments, though, you may have to pay an additional amount toward the past due total.You can find information about budgeting and money management techniques online, at your public library, and in bookstores.

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Before you do business with any debt relief service, check it out with your state Attorney General and local consumer protection agency.

Call the local office of the Department of Housing and Urban Development or the housing authority in your state, city, or county for help in finding a legitimate housing counseling agency near you.